Tuesday, October 16, 2012

The CAF..-

France, besides having the best medical -social security- and public health insurance in the world, also has a very sweet subsidies system to help all those in need, and lucky for us that include the students!

This subsidies apply for all residents no matter where they're from and for all ages they depend only on your "social/financial" status. (i.e. student, unemployed, underpaid, etc)

The CAF (Caise d'Allocation Familial) it's a governmental institute that supports economically families in France, specially those who earn less than the minimum wedge and those with many kids. On the early stages of life, the CAF also help students, whom parents don't benefit already from it, - which I'm sure is not your case -.

This was a big surprise for me when I moved to France. I was living at a residence and even there, were the monthly rent wasn't elevated at all I got "money back" from the CAF. They ended up paying for almost 30% of my rent.

To know if you "apply" for this kind of benefit go to their website "www.caf.fr" and fill in the -dossier- on line, once you've finished, print it and collect the necessary documents (usually photocopy of your carte de Séjour or visa de long Séjour, photocopy of your passport, attestation de scolarite -I will dedicate a post for this important certificate soon-,  the attestation de logement or quittance de loyer and a RIB*). Send it out to your nearest CAF or simply go and drop it personally.

  • For all of you out there who are not familiar with the term RIB - relevé d'identité bancaire. It is your bank account's ID for all transactions. You will be asked for the RIB when you buy a cell phone with a monthly plan, or when you open your account for the utilities once you move out of the residence, in order to be able to charge you the bills  monthly. 

    In this case the CAF asks for your RIB so they can deposit money in your account every month.

Note: Once you drop your dossier at the CAF it will take them aprox. 3 weeks to process. After those 3 weeks you will receive a letter indicating your "Numero d'allocataire" which will be your number for all inquiries and transactions as well as a code. Now you can log in the site and see your dossier 's status.

I'd say maybe 2 weeks after you receive your card you will be receiving a letter indicating the amount of your monthly subsidy and since the CAF works retrospectively they will « return » you the money since your second month in France, so this amount will also be indicated on that letter. 

Ex.:  Let's say you arrive in France in September, you start paying your rent normally, and you receive your carte de sejour in February. Submit your CAF papers right away and around April or May you will be payed for:  October to April subsidy at once, and after that you will get your monthly payment. (Please note that no matter when you submit the dossier the CAF only pays the first week of every month)

Re-check your budget !

T- 

12 comments:

  1. Merci beaucoup for this simple yet informative post, Tamara! I have been reading so many information about the French Social Security Healthcare system online and it's overwhelming. Your post has helped cleared up some of the confusions. ¡Gracias!
    I am moving to Paris next month for about two years to study culinary. Could you also share your thoughts on student health insurance in Paris? How does the Social Security Healthcare system works? And do we still need private health insurance?

    Thank you again for creating this blog, Tamara!
    Garbo

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  2. Hey Garbo! Thank you for reading the blog! I;m so happy to know it helped you!

    I will post about social security and the french health care as you suggested!

    If theres anything else you would like to know about let me know it could always make it to a post and help many people!

    xx
    Tamara

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  3. Thank you as well!! This helped me a lot! Living in France is tough! But it's a good type of tough!!

    Merci! :)

    ReplyDelete
    Replies
    1. I'm glad you find this helpful! If you have trouble with anything, maybe I can help you! ;)

      Delete
  4. Thank you very much Tamara, Merci Beaucoup ! for these valued infos however, i have a question. so from what i have understood from you that i can not apply for this CAF thing without having my Caret de sejoure ?

    Thanks

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    Replies
    1. Mohmed! Sorry for my late response,
      Actually I navigated the whole CAF site and apparently they no longer ask for the carte de sejour!

      - Contrat de location (ou bail),
      - Déclarations de vos revenus ou Avis d'imposition des 2 dernières années,
      - Relevé d'identité bancaire

      It doesnt says anything about the carte de sejour, so if you haven't sent your dossier yet, you could try!

      here's a helpful link:

      http://www.caf.fr/aides-et-services/les-services-en-ligne/acceder-a-une-demande-en-ligne

      Hope this helps you!

      Delete
  5. Hey, do I still qualify if I live in a Parisian suburb, Saint Germain en Laye, or only if you live in Paris proper? Thanks

    ReplyDelete
    Replies
    1. Hey, I'm sorry for the late response. the CAF works all over France meaning metropolitan france (all cities and small towns included) and france maritime (The islands and overseas territories) So St Germain en Laye definitively qualifies!

      This is the address to the St. Germain CAF :

      2Bis Résidence du Prieuré
      Saint-Germain-en-Laye
      +33 810 25 57 10

      Good luck!

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  6. Thank you for the useful information! I was wondering where to exactly can find this "dossier". I've been looking on the website without being able to find it. Do you possibly have a link? Thank you in advance!

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    Replies
    1. Hey! Sorry for the super late response.

      Here are some links.

      This one is the official "dossier" You just need to print it fill it and take it to the CAF. You can post it instead of going but I do recommend you go personally.

      http://wwwd.caf.fr/pdfj/al0.pdf

      If you want to save some time you can follow this link:

      http://www.caf.fr/aides-et-services/les-services-en-ligne/acceder-a-une-demande-en-ligne

      and fill out the dossier online, after you finish filling in everything the site will tell you to print it and take it to the CAF. This is supposed to be quicker for when you go to the offices.

      Hope this is useful for you!

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  7. I found this link today that might be useful for all of you! It contains CAF information in both english and spanish. Is for international students.

    http://www.caf.fr/international/français-à-l-etranger-etrangers-en-france

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  8. Hi thanks for your advises are you sure the caf is retroactive? I started renting my apartment on October 2012 and got all informed and able to prepare the dossier in June 2012 and they are still asking papers for me now to finalize it...will go tomorrow with all the final documentation they asked...but someone told me to forget what I have paid since October for that I wont get any euro back...they will start paying from the date the dossier will be final and they are no longer compensating retroactively...that's a nightmare for me because now I am also in unemployment...

    ReplyDelete